首页 mortgages and lines of credit 

We'll help you finance your home or use your equity. Get the peace of mind of a low fixed rate on a 30-year mortgage. Or, get a 首页 Equity Line of Credit (HELOC) and borrow what you need, pay interest on only what you use.

 

First Mortgage Options

We offer a variety of loan options from which to choose, including 5-year to 30- year-fixed-rate mortgages.  And with our free pre-approvals, you’ll have peace of mind knowing that when you shop for your home, you can already afford your monthly mortgage payment.

马上申请

首页 Equity Line of Credit

利率低至

8.00

%

Annual Percentage Rate
Up to 80% of appraised value (or less)

马上申请

Your home equity could be doing more for you.

Put the equity in your home to good use with our 首页 Equity Line of Credit. With checks and a VISA credit card tied to your account, you can borrow what you need, 当你需要的时候, and pay interest only on what you use.

了解更多

 

当前的利率

可变利率 Annual Percentage Rate

Wall Street Journal Prime Rate  -0.50%

Up to 80% of appraised value (or less)

低至

8.00

%

Wall Street Journal Prime Rate +1.00%

80.01% - 90% of appraised value

低至

9.50

%

利率 Effective 05-01-24

Appraisal or AVM (Automated Valuation Method) required. Maximum loan amount is $400,000 up to 90% CLTV.
The maximum variable Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum variable APR is 3.50%. Contact the credit union for estimated closing costs.

首页 Equity Calculator

Find out now how much you may be able to borrow by completing the form below.

A 100% loan that says, “Welcome home.” 

Our 100% Mortgage Package finances the full amount of your home purchase. So you won’t have to save for a down payment or wait longer to buy. With a 97% fixed rate 30-year first mortgage and an interest-free second mortgage for up to 3% of the total loan, your dream home can become a reality. 

马上申请

Colorado real estate only. Primary residences only (can be used for an owner-occupied single-family home, townhome or condo). Must take an online home buyer education class to qualify. The total maximum loan between first and second mortgage is $647,200.

100 Percent Mortgage Package
第二抵押贷款

What could a second mortgage do for you?

Our fixed-rate second mortgage puts cash in your hand to use as you need. Use it for remodeling, debt consolidation, even buying a new car. You’ll always have low, fixed monthly payments.

马上申请

Specialty 房屋贷款

联邦住房管理局

A home mortgage loan insured by the Federal Housing Administration (联邦住房管理局) can make it easier to qualify for home ownership. Let us help you with your options.

• Put as little as 3.5% down on a home purchase.
• Fixed rate available.
• Maximum loan amount: $510,400 and can vary by county.

开始

VA贷款

Active or retired military services members including National Guard and Reserve members may be eligible for a VA mortgage loan.* Let us help you on your way to home ownership.

• Fixed rate available.
• No monthly mortgage insurance requirement
• Maximum loan amount: $510,400 and can vary by county.

开始

美国农业部的贷款

A USDA loan can be used for rural land development and for purchasing or refinancing a home in rural areas. We're here to help you get started.

• Fixed rate available.
• 100% financing available for eligible borrowers.
• Maximum acreage: 20 acres

开始

联邦住房管理局贷款 Monthly mortgage insurance required for life of loan. If purchasing, seller must be titled owner for 90 days preceding sale of property. If refinancing, applicant must be primary residence for the last 12 months.

VA贷款 *Surviving military spouses may be eligible for a VA loan in certain situations as well. 

美国农业部的贷款 Property must meet HUD guidelines.

Ready to get the perks of a home loan with us?

马上申请